The hurricane season has started early......

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Home Insurance Rates Rose 19% Nationwide in 2011: Report

http://www.insurancejournal.com/news/national/2012/05/16/247659.htm

This is a test :)

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Traffic fatalities on U.S. roads in 2011 fell to their lowest level since federal safety regulators started counting in 1949, the regulators said on Monday.

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Bicycling is increasingly popular, both as a sport and as a means of transportation. And bicycles can cost anywhere from several hundred dollars for a basic bike to thousands of dollars for specialized racing bikes. Whether you use your bicycle to commute to work or simply like to cycle around the block with your children, it is important to understand the rules of the road and protect your financial investment with the proper insurance.

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What to Expect If Supreme Court Strikes Down Obamacare

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Massive tornadoes touched down in the Dallas-Fort Worth area Tuesday afternoon, causing widespread damage. Twisters can strike suddenly; however, even a few minutes warning provides an opportunity to seek shelter if you are in harm’s way. So be prepared and learn what to do before, during and after a tornado strikes.

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30% of Teen Drivers in Crashes Suffer Head Injuries. Read this article to find out more....

http://www.insurancejournal.com/news/national/2012/03/30/241491.htm

Nix the Tape on Home Windows, Say Hurricane Officials. Read more to find out why tape can make the glass more dangerous.

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Are you a distracted driver? It's not just cell phones that take our attention from the road....

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Home insurance does NOT cover flooding. Coverage is available! Please let us know how we may help you determine if you're in a flood zone. Even if you're not in a flood zone, you can suffer flood damage and need protection.

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Here are 11 things that make your home insurance rates higher. How many do you have?

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Is your home in a flood zone? Remember, that floods can happen almost anywhere, even if you're not in a flood zone. Check this website and let us know what you find.

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Do you own one of these Toyota's that's been recalled? Read this article to find out....

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Learn about tornadoes and the damage they've caused the past couple of years. It is amazing how devastating these storms can be.

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What would happen if your dog bit someone?

Sixty-two percent of U.S. households, or 72.9 million homes, own a pet, according to a 2011 survey from by the American Pet Products Association.

Over the years, many states have passed laws with stiff penalties for owners of dogs that cause serious injuries or deaths. In about one-third of states, owners are "strictly liable" for their dogs' behavior, while in the rest of the country they are liable only if they knew or should have known their dogs had a propensity to bite (known as the "one free bite" principle).

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U.S. Should Expect Another Above-Normal Tornado Season in 2012

Please review your insurance coverages and document your possessions.

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What coverage is included in a standard homeowners insurance policy?

Read this article to learn about the four essential types of coverage.

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NTSB Wants Ban On Cell Phones While Driving. Read about the dangers....

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Two new studies support the efforts of states in imposing restrictions on teen driving.

Teens who drive with peers as passengers have increased risks of crashing, previous research has shown. Many states have responded by creating graduated driver licensing laws that include limits on the number of passengers teen drivers can have. Read this article to learn more....

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Things to consider when renting a car....

You’ve probably been there before. You’re standing at the car rental counter, and the agent is trying to terrify you into purchasing an insurance package that totals more than the rental itself. After all, they’re not getting rich off that super $10 a-day deal that you snagged on-line.

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What Determines The Price Of My Auto Insurance Policy? Read here to find out........

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The Value of Building Codes

The purpose of residential building codes is to assure that minimum acceptable standards are used in the design, construction and maintenance of the places where people live. Building codes are intended to increase the safety and integrity of structures, thereby reducing deaths, injuries and property damage from a wide range of hazards. The adoption and enforcement of building codes are especially important for residential buildings because registered design professionals (e.g., engineers and architects) are less likely to be involved in home design than commercial construction. Click the link to read more....

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Make A New Year’s Resolution To Avoid Costly Insurance Mistakes And Save Money On Your Auto And Homeowners Insurance In 2012

Five Tips To Prevent You From Ending Up Dangerously Underinsured

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Home insurance rates likely to go higher....
Please let us know how we can help you review your deductibles as well as make sure you're getting all of this discounts possible.

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Fire Safety Basics - Home Fire Safety Checklist

More than 386,000 unintentional residential fires occur annually in the United States according to the U.S. Consumer Product Safety Commission (CPSC). "A Fire Safe Home: CPSC and NFPA Urge Consumers to Install Smoke Alarms, Practice a Family Escape Plan," CPSC (Oct. 12, 2011).

Approximately 2,400 people die in these fires every year. Thousands of others are injured.

Read below to find out how to stay safe and get your home fire safety checklist.

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